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 MONEY MANAGEMENT copy

   DURATION 20 weeks

   START March/April (Semester A)                                or July (Semester B)

   FEES  No fees

Overview


The ability to manage money is an essential life-skill for all New Zealanders, regardless of age or current level of income. The CMM is designed to help you develop this ability, enabling you to make decisions that will help you reach your financial goals.

Entry details


To be enrolled in the programme, you’ll need to:

• be at least 16 years old
• be a New Zealand citizen or permanent resident
• meet the eligibility, suitability for admission and external support criteria as outlined in the pre-enrolment guidelines
• either:
- have successfully completed a Level 2 programme with the required literacy and numeracy, or
- sit and pass a literacy and numeracy exercise.

What you’ll study


In this programme, you’ll learn about:

• money and debt management, including developing an awareness of your current financial position and money habits
• wealth creation and protection, including various financial products that can be used for retirement savings, types of insurances to secure your financial situation, and using trusts as a form of asset protection
• property investment, including home ownership, as well as how to build your wealth by buying investment properties
• equity and other investments, including key concepts relating to sharemarkets and conducting an evaluation of a business for investment purposes.

How you’ll study


The CMM offers a choice of two delivery options. A face-to-face option is available nationally and a mixed mode option is available in Auckland only. You’ll need to do one of the following:

• attend one class per week plus a workshop every three weeks and complete a set amount of study hours in your own time (face-to-face), or
• commit to studying mostly in your own time with the support of your kaiako (tutor) at workshops and visits (mixed mode).


Further study


This programme leads to:

• Certificate in Small Business Management (Level 4)
• Certificate in Applied Small Business Growth and Development (Level 5)
• small business management programmes that focus on self-employment
• small business management programmes that link to higher level business management qualifications.


Career opportunities


Skills gained in this programme will prepare you for self-employment