Money Management

NZ Certificate in Personal Financial Capability & Financial Services

  • Level 3
  • 20 weeks
  • No fees

Programme overview:

Ever feel like money controls your life? Do you wish you understood a bit more about wealth and debt, interest rates, insurances and investment? Can't quite come to grips with the basics?

Managing money is a life skill that most of us are never taught. Take control of your financial future for you and your whānau by learning about money, debt and how to create wealth.

Upon successful completion of this programme, you will receive the following qualification:

  • NZ Certificate in Personal Financial Capability & Financial Services (Level 3).

You'll learn about:

  • your current financial position
  • your money habits and goals
  • debt management
  • how to create and protect wealth
  • planning for retirement
  • property investment.

Where will this take me?

I want to keep studying

You'll be in a great place to enrol in a next level business or management programme.

I want to use my qualification

With skills at this level you can manage your own personal finances. It will also help in all kinds of office jobs or if you want to run your own business.


How you'll study:

This is a full-time programme that consists of 60 credits delivered over 20 weeks.  Throughout the programme you will be required to attend:

  • 1 x 3-hour class per week
  • workshops (approximately 2 hours per week)
  • activity directed learning (10 hours per week)

In addition to these attendance hours, you'll be expected to complete learning activities designed to enhance your learning for approximately 15 hours per week.

In some locations this programme may be provided by way of an approved sub-contract arrangement.


Entry criteria:

To enrol in this programme, a potential student must be:

  • at least 16 years of age
  • a New Zealand citizen (or citizen of Australia, Tokelau, Niue, Cook Islands) or permanent resident
  • a graduate of a Level 2 or Level 3 qualification (or equivalent) or demonstrate numeracy and literacy competence
  • fully committed to completing the programme and attend either (or both) an information session or enrolment interview.
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