Skip Content
Tauranga-based kaiako (teacher) Dr. Sarah Lockwood

Moolah, dosh, dolleros, pūtea. It’s all about money, whatever the language. And some of us are notoriously bad – or at least have difficulties – managing our finances.

Studying for the Money Management Certificate at Te Wānanga o Aotearoa helps tauira (students) budget and save, as well as teaching them a range of skills for them, their whanau and future generations.

Tauranga-based kaiako (teacher) Dr. Sarah Lockwood says tauira who finish the programme only ever have positive things to say and classes will often fill with tauira who have been referred by their whānau or friends.

“Tauira find it really empowering because it gives them the knowledge to take control of their situation to make smart decisions to protect their future and that of their whānau future,” says Sarah who teaches at the Wānanga’s campus in the city.

No matter your personal situation, Sarah firmly believes that the programme is relevant to everyone.

“Whether you are keen to learn about how to invest in the share market or managed funds, or want to understand how to get on the home ownership ladder, the power of leveraging, or even how to manage your budget better, the course teaches you how to make the most of your financial situation.”

After completing the 20-week programme, Sarah says many tauira will leave with a sense of confidence and empowerment when it comes to taking charge of their own financial health and freedom.

Not only does Sarah enjoy teaching the programme but she is also impressed by how TWoA is able to deliver it.

“The applied practical style of the classes and the sizes really suit my teaching style and I feel that tauira get the most out of the information in a small group that’s consistent, and is a safe space for them to share and form relationships with each other.”

For those who are unsure about whether the programme will work for them, Sarah encourages them to come and chat to the kaiako on campus to get a clearer sense of what it’s all about.

“It’s not only a whole lot of useful information, it’s information that you will very likely apply to your everyday life. And it could really change your future when it comes to the decisions you make with your money.”

Learn more about our business programmes.

 Back to news & events

Published On: 03 December 2021

Article By: Cassia Ngaruhe



Other Articles

  • 30 November 2025

    Building confidence, careers, and culture through Māori performing arts

    Discover how Te Wānanga o Aotearoa’s Certificate in Māori Performing Arts goes beyond kapa haka, empowering tauira with skills in drama, screen acting, and public speaking. Hear how graduates like Niquita Samuel are building confidence, careers, and cultural pride.

  • 24 November 2025

    Making connections between media and Māoritanga

    Lizzie Dunn created Te Arawhata to help people reconnect with te ao Māori through media, resources, and kōrero. Discover how her reo journey and passion for sharing knowledge are inspiring thousands to embrace Māoritanga and strengthen cultural connections.

  • 19 November 2025

    He Māma, He Rangahau, He Moemoeā

    Alex Maddox is turning her lived experience as a māmā into a powerful Rangahau kaupapa through He Waka Hiringa at Te Wānanga o Aotearoa. Discover how her vision aims to amplify whānau voices in research and policy for tamariki with vision impairments.

  • 11 November 2025

    Royal Society Fellowship for Kairangahau Matua

    Dr Tara McAllister of Te Wānanga o Aotearoa has been awarded the prestigious Mana Tūāpapa Future Leader Fellowship from Royal Society Te Apārangi. Discover how her research will transform Indigenous science, strengthen mātauranga Māori, and advance equity in Aotearoa’s research sector.