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Terms and Conditions | Fee Payment
Last updated: September 2026
Payment due date
Tuition fees are due within 30 days of the programme start date.
Payment options
Payment in full
The full programme fee is paid in a single payment via bank transfer or credit card.
Student Loan (StudyLink)
The full programme fee is paid via StudyLink on your behalf.
By selecting StudyLink as your payment method, you acknowledge that confirming eligibility is your responsibility.
If your StudyLink application is declined, or if you or your selected programme is ineligible for funding for any reason, you remain liable for payment of all programme fees by the applicable due date.
If your StudyLink application is declined after the early withdrawal period, you will remain liable for the full programme fee.
Payment by Instalment (Payment Plan)
A Payment Plan allows current-year programme fees to be repaid over time.
A Payment Plan:
consists of eight equal fortnightly instalments;
commences 14 days after the programme start date;
is collected through automatic payments, set up by the tauira;
is not available with alternative payment frequencies, different numbers of instalments, or customised repayment arrangements.
Tauira are responsible for ensuring fees are paid on time and for maintaining any agreed payment arrangements. Failure to maintain an agreed Payment Plan may result in the debt being managed through Te Wānanga o Aotearoa outstanding fees and debt recovery process.
Selection of payment options
Once tauira have selected their preferred payment option and submitted their online enrolment application, they cannot change their payment method. We may approve a change in exceptional circumstances.
Withdrawal and refund
Tuition fees are non-refundable, except where withdrawal from the programme takes place before the applicable early withdrawal cut-off date specified below.
The early withdrawal cut-off date depends on the length of the programme as follows:
Programme length and Early withdrawal cut-off date
12 weeks: 10 working days after the programme start date
18 (except noho) weeks: 10 working days after the programme start date
18 (noho based) weeks: 15 days after the programme start date
19 weeks: 11 working days after the programme start date
20 (except noho) weeks: 10 working days after programme start date
24 (noho based) weeks: 15 working days after the programme start date
36 (Home-based learning programmes) weeks: 18 working days after the programme start date
36 (not Home-based learning programmes) weeks: 20 working days after the programme start date
38 weeks: 20 working days after the programme start date
40 weeks: 20 working days after the programme start date
42 weeks: 20 working days after the programme start date
48 weeks: 20 working days after the programme start date
52 weeks (Home-based learning): 26 working days after the programme start date
If withdrawal occurs after the applicable early withdrawal cut-off date, no refund of fees paid will be available and the tauira will remain liable for any outstanding fees.
Outstanding fees and debt recovery
If programme fees remain unpaid, Te Wānanga o Aotearoa may take the following recovery steps:
31–90 days: Overdue fee notice issued
91–99 days: Debt collection process begins
100+ days: Debt with collection agency
Unpaid fees may be referred to an external debt collection agency. Referral may affect the tauira's ability to study or graduate.
Non-payment and late payments
Tohu (certificates) and results will be withheld if the tauira has any fees outstanding. Tauira will also be unable to participate in any graduation ceremony.
Te Wānanga o Aotearoa reserves the right to withhold acceptance of your enrolment to its programmes, for failure to pay fees.
Contact us
If you have any questions about these Terms, please contact us.